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The game of Baccarat is a simple one to learn. Once bets are placed, two two-card hands are dealt - one to the ‘Banker’ (the dealer, or the ‘house’) and one to the Player. The object of the game is to score as close to nine as possible in a maximum of three cards. Card values are as follows:
Card | Point score |
---|---|
Ace | 1 |
2-9 | 2-9, counted at face value |
10/Jack/Queen/King | 0 |
If a hand ends up scoring more than 9, only the second digit of the score is taken into account. For example, a hand of 7+5+2 equals 14, and so would score 4.
Players can bet on one of three possible outcomes: a Player Win (paid out at odds of 1:1, even-money), a Banker Win (paid out at odds of 1:1, minus a 5% commission. E.g. a 100 bet returns 195 net), or a Tie (paid out at 8:1).
A Baccarat hand plays out according to a fixed set of rules.
For the Player’s hand, these are as follows:
The Banker also draws according to a fixed set of criteria:
Banker’s Two-Card Score | Banker draws third card… |
---|---|
0-2 | Automatically |
3 | If Player draws any third card (unless it is an 8) |
4 | If Player draws a third card between 2-7 |
5 | If Player draws a third card between 4-7 |
6 | If Player draws a third card between 6-7 |
7-9 | Does not draw |
The Banker will always draw according to these rules, even if they would win by standing on two cards.
Bet Type | Payout | Description |
---|---|---|
Player Pair | 11 to 1 | A side wager which wins if the first two cards dealt to the Player constitute a pair |
Banker Pair | 11 to 1 | A side wager which wins if the first two cards dealt to the Banker constitute a pair |
* Please note that only one of these side bets can be selected per game.
Drawing rules for both Player and Banker are applied automatically, with no decision-making needed.